The review queue

These are the transactions the categorization engine would not guess at. It could have picked something plausible — it deliberately does not, because a plausible wrong category on a tax return is worse than an obvious gap.

Answering is teaching

When you answer a question, the app writes a rule and re-applies it everywhere: the same merchant in other months, other accounts, and other years. One answer usually clears a group.

That is also why the questions are grouped rather than listed one by one. A group is one decision, not twelve.

Two things that look the same and are not

• Awaiting an answer — money whose category is not decided yet. It appears on no line of your return.
• Unmapped — money whose category has no FBR field mapped to it. The category is decided; the form line is not.

The worksheet keeps these apart, because the fix for each is completely different.

Your answers are not overwritten

Re-categorization never touches a row you set by hand. A later rule change cannot overwrite a human's answer.