The ledger

Every transaction in the year, from every account, in one list.

Row treatments

• Bank rows carry a green tint, cash rows a red one — which account a row came from, at a glance.
• Guessed rows are amber with a warning icon. They are estimates standing in for a statement that could not be obtained.
• Manual rows carry a gold left border: a human entered or edited this one.
• Own-account movement is muted grey and labelled neutrally. It is never coloured as income or spending, because it is neither.

Amounts are always monospaced, right-aligned and thousands-separated, so an order of magnitude is visible without reading the digits.

Finding things

The filters are grouped by the question you are asking: where the money is, how much and when, and what it says. Whatever is currently narrowing the list is shown as chips above the bar, and each one can be dropped on its own without clearing the rest.

Category filters include everything underneath. Pick All credits to see every credit in the year, or Household & Living to get its POS rows, its utilities and everything else below it — you do not have to know which leaf a transaction ended up on. Categories you created yourself are listed separately from the built-in ones.

Amounts are typed as plain positive numbers. Enter 5000, never -5000. The Direction control decides the side: Money in looks at credits, Money out at debits, and the sign is handled behind the scenes. Direction on its own does nothing until you enter an amount — for "show me all the credits" use the All credits category instead.

Money you moved between your own accounts can be left in, left out, or shown on its own. Leaving it out is what a tax return reports — neither leg of a transfer between your own accounts counts as income or as spending. That setting plus All credits answers "what actually came IN to me this year, not counting my own money moving around".

The totals are a way in

The credits, debits and row count above the table describe the rows the filter left behind, so they are a quick check that a filter did what you meant.

Credits, debits and the excluded count are clickable. Each one takes you to the rows it counted, keeping whatever account you are on — so from one bank's view you get that bank's credits, not everyone's. You can tell it worked because the figure does not change when you arrive: you are now looking at exactly the transactions that made it up. Between them the three account for every row in the view.

Download CSV exports exactly the rows on screen, filters and all.

Editing

Changing a category on a row marks it as edited and takes it out of automatic re-categorization for good. That is intentional: your decision outranks any rule that arrives later.

CSV export

The raw ledger export is never gated by your plan. A lapsed subscription loses the free tier's quotas, never its data.